See the shortfall coming, not after it's landed

Cash Flow Forecaster

A rolling weekly cash-in/cash-out projection built from the recurring and one-off cash items you enter - retainers, payroll, rent, supplier accounts. It flags the exact week a shortfall is likely, and how low the balance gets, well before it happens.

Metre2 Cash Flow Forecaster showing a stat strip and a week-by-week forecast strip wrapping across two rows

Cash Flow Forecaster, in practice

The Dashboard's week-by-week forecast strip, wrapping into rows so the whole horizon is visible at once, and the Cash items tab listing every recurring and one-off income/expense driving it.

A week-by-week forecast strip

Every week in your chosen horizon shown as its own card - projected balance, income and expense for that week - scrolling out as far ahead as you've set it to look.

Shortfall weeks flagged automatically

The moment the projected running balance goes negative, that week's card turns red - no manual checking, no spreadsheet formula to get right.

Once, weekly, fortnightly or monthly items

Model retainers, payroll runs, rent, supplier accounts and one-off payments each with their own frequency - the forecast expands every recurrence automatically.

First shortfall week and lowest balance

The stat strip surfaces the earliest week you'd run short and how low the balance gets across the whole forecast, so the headline number is the one that matters most.

Your own starting balance and horizon

Set today's actual balance and how many weeks ahead to project (4 to 52) - tune the forecast to how far ahead your business actually needs to plan.

Search, sort and filter the full item list

Every cash item's on the Cash items tab too, searchable by description, sortable on any column, and filterable by income or expense.

Six currencies

GBP, EUR, USD, AUD, CAD and NZD symbols - cash flow forecasting doesn't vary by country, so you just pick the symbol that matches your own pricing.

Light/dark theme, and sample data

A light/dark toggle that remembers your choice, and "Load sample data" fills in a realistic mix of income and expense items so you can see the forecast working before entering your own.

CSV export

Export the full cash item list to CSV any time - for a backup, a spreadsheet pivot, or handing a snapshot to your bookkeeper or accountant.

Genuinely thin, on purpose

No bank connection, no live market data, no accounting ledger - just a deterministic projection from what you tell it, kept deliberately simple to stay trustworthy.

Works entirely offline

Everything lives in local storage on your device - no account setup beyond your shared Metre2 sign-in, no server, no internet connection required to use it day to day.

How it compares to a spreadsheet or a full FP&A tool

Most small businesses either build their own cash flow spreadsheet and forget to update it, or pay for a full financial-planning platform they don't need just to spot a shortfall coming. Here's how a dedicated, focused forecaster compares.

Feature Cash Flow Forecaster A spreadsheet Full FP&A platform
Pricing model £0.79 one-off after trial Free (if you already have Excel/Sheets) Per-user monthly subscription
Works fully offline (local files) (cloud-hosted)
Automatic weekly recurrence expansion (build a formula yourself)
Shortfall week flagged automatically (conditional formatting, if you set it up) (usually)
Set-up time Minutes Hours, and easy to get a formula wrong Days to weeks (chart of accounts, integrations)
No account required to set up

General comparison as of August 2026 - features and pricing vary by spreadsheet tool and by FP&A vendor. Not sponsored by or affiliated with any spreadsheet or FP&A vendor.

Frequently asked questions

Do I need to install anything to use Cash Flow Forecaster?

It's a Windows desktop app. It is not yet available on the Microsoft Store - a Store listing is planned, but for now the app is built and ready ahead of submission.

Does it connect to my bank account?

No. It is deliberately not a live bank-feed tool - you enter your recurring and one-off cash items (income and expenses) yourself, and the forecast is calculated purely from what you've entered. Nothing is uploaded anywhere.

How does the weekly forecast work?

Starting from your entered starting balance, each week from today adds that week's expected income and subtracts that week's expected expenses, based on each cash item's frequency (once, weekly, fortnightly or monthly). The running balance after each week is shown, and any week where it goes negative is flagged as a shortfall.

What counts as a shortfall week?

Any week in the forecast where the running projected balance drops below zero. The Dashboard's stat strip also surfaces the first shortfall week and the lowest projected balance across the whole forecast horizon, so you see the earliest warning first.

Can I set how far ahead it forecasts?

Yes - Settings lets you set the forecast horizon in weeks (4 to 52), your starting balance, and your currency.

Where does my data go?

Everything persists on your device between sessions - nothing is uploaded anywhere. The app works entirely offline with no server dependency, and data doesn't currently sync across multiple devices.

Ready to try Cash Flow Forecaster?